Money Conversation Starters


If you are married is it so important to understand what each other values and believes when it comes to finances.

Brad and Ted Klontz, financial psychologists have coined the term “Money Scripts”, to describe our core beliefs about money that drive our financial behaviours. These beliefs are typically unconscious, trans-generational beliefs about money, that we developed in our childhood and drive our adult financial behaviours.

Once we identify these beliefs, if necessary, we can change or challenge them.

Below are a series of 'conversation starters' to help you begin to discuss your finances.


Conversation Starters

  • What you would do if you received $500,000 unexpected inheritance?
  • What would you stop doing if your income suddenly got cut by $200 a week?
  • What does being financially comfortable mean to you?
  • What are your beliefs about debt? Should you borrow, should you loan, do you charge interest if you loan, do you go guarantor for someone?
  • What experiences have you had as a child or in your adult life that has further shaped your views on money? How did your parents approach finances? Were they spenders or savers? Did they talk openly about finances?
  • Is it okay to keep secrets about finances or spending? How much is okay for me to spend without discussing with you beforehand?
  • Should you have shared bank accounts?
  • Do both partners in a relationship have equal say, no matter who earns it?
  • Should pocket money be linked with chores? What do you plan to teach your kids about money?
  • Can you be rich and Godly?
  • Does God want you to have wealth?
  • What does Jesus mean when he says “It is easier for a camel to pass through the eye of needle, than for a rich man to enter the kingdom of God.” Matt 10:25 or Matt 6:24 “No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.”